One way to save money while shopping is using a cash back site.
You’re going to shop anyway, right? Why not earn some extra cash while you do so?
Also, the money you earn by shopping online can save you money on shopping trips.
Check out these websites that give cash back to see if one (or more) of them might be a great way for you to earn some extra cash as you shop online.
Our Top Picks:
|TopCashback||Get cashback at over 3,500 of your favorite stores|
|Honey||Browser extension that helps you save money|
|Rakuten||Get up to 40% cash back and a sign-up bonus|
Top Cash Back Websites
Here is all you need to know about each cash back site so you can earn as much as possible.
1. Capital One Shopping
Capital One Shopping (previously Wikibuy) works a bit differently than some other cashback sites.
It doesn’t give you cashback directly. Instead, it’s a totally free price comparison tool that works on Amazon and thousands of other shopping sites.
When you shop through the Capital One Shopping portal, it scours the net for competitive prices on the items you want to buy.
In addition, Capital One Shopping also searches for discount codes, coupon codes and more.
It even has a price drop notification tool that shows you if an online retailer has dropped their price on an item you’re looking at.
When you shop and purchase using Capital One Shopping, you can also earn credits. Then you can use your accumulated credits to get free gift cards from a variety of online stores.
Some of the stores include:
Capital One Shopping is free to use, too. You do not have to have a Capital One card but it does not hurt to have one. So, along with earning points for shopping, you can find competitive rates.
Disclosure: Capital One Shopping compensates us when you get the browser extension using the links provided.
Trustpilot score: 4.7 out of 5
Learn More: Capital One Shopping Review
TopCashback is a site that will give you a cash back when you shop online. The rule is that you need to access the stores you want to buy from through the TopCashback shopping portal.
When you shop online using the portal, TopCashback will credit your account for the percentage back listed on the site.
Some partners with include:
When you’re ready to get the cash you’ve earned, you can choose to receive it via PayPal, ACH, gift card, or other choices.
Trustpilot score: 4.4 out of 5
Honey is free browser extension that helps you save money. When you use it as you shop online, it helps you find the best coupon codes on the net.
The Honey website says the average user discount is 17.9%.
Like Earny, the Honey extention works automatically. It partners with over 30,000 retailers to find you the best prices on things you buy online.
Then Honey automatically adds the best coupon code it can find to your cart. Honey also has a droplist feature. When you add items to your Droplist account, Honey will notify you once it detects a price drop.
Trustpilot score: 4.2 out of 5
Learn More: Honey Review
Rakuten is one of the most popular cashback sites. The company has helped members earn over 1 billion dollars in cashback to-date, according to its website. That a LOT of cashback.
Here’s how it works. Before you shop online, you visit the Rakuten website and login to your account (it’s free to open one). While you’re in Rakuten, you click on the link to the store or stores where you want to shop.
After you make your purchases, Rakuten will credit you for your cashback. Rakuten gives cashback of varying amounts from over 1,800 online retailers, according to its website.
Depending on which stores you shop at, you’ll get different cashback percentages.
Here are some examples:
- Kohl’s: 3%
- Macy’s and Groupon: 6%
- Sephora: 4%
- Walmart: Up to 7%
- Sierra Trading Post: 2.5%
They also feature other cash incentives at times, such as “X cashback when you spend X dollars” at a participating store. As you can see, they have a wide variety of stores to choose from when buying items online.
There’s a cashback store partner for just about everyone at Rakuten.
And as with some other cash back sites (more on that below), Rakuten often has sign-up bonuses for new members. They also pay members for referring others who sign up and use the program.
You’ll get your cash back automatically once per quarter, either via PayPal or via a check.
Rakuten has one of the biggest lists of retailers participating in their cashback rewards program. It’s definitely worth checking out.
Trustpilot score: 4.2 out of 5
You’ve probably heard of Swagbucks. You might know that they pay you for a variety of activities.
Swagbucks will pay you for:
And they’ll also pay you for shopping online. Since it launched, Swagbucks has paid members over 281 million dollars in cash and gift cards. Want to get in on the money?
Here’s how you can earn
First, you have to become a Swagbucks member. It’s free to join, so no worries there. Then you can log in to your account.
On the left sidebar, you’ll see a tab that says “Shop.” It’s located right under the “Home” button. Once you click the “Shop” button, the site will populate a list of stores, along with their
You can scroll through the list or search by store. As with Rakuten, each store offers various cashback amounts.
Here are some examples from the Swagbucks website:
- 2 percent cashback from Best Buy
- 1 percent cashback from Kohl’s
- Up to 10 percent cashback from Hotels.com
- Up to 5 percent cashback from Amazon
- 6 percent cashback at Macy’s
After you complete your shopping, Swagbucks will credit your account with your earned SB points. Those points can then be converted into PayPal Cash.
Bonus: One nice thing about Swagbucks is that there are other ways to earn cash besides shopping. I’ve mentioned some of those ways above: taking surveys, watching videos, etc.
However, you can earn bonus Swagbucks by referring others too. And the company regularly runs sign-up bonuses for new members. Lots to love about shopping for cashback here.
Trustpilot score: 4.3 out of 5
Learn More: Swagbucks Review
Upromise is a cash back site with a higher purpose. When you earn cashback through Upromise, the money goes toward college expenses for you, your children, or other people in your life.
When you sign up for a Upromise account, you can earn rewards in a number of ways. You can open a Upromise Mastercard and earn cashback on purchases.
The cashback you earn goes into your Upromise account and can be transferred to a 529 account.
You can also earn rewards with restaurant purchases using your debit/credit card. A third way you can earn is by making online purchases through the Upromise shopping portal.
When you link your 529 account to your Upromise account, you can transfer the rewards you earn via Upromise to your 529.
They currently have a $30 sign up bonus.
Trustpilot score: 4.5 out of 5.0
BeFrugal gives you cashback of up to 40% from over 5,000 stores. The BeFrugal website says they guarantee the highest cashback payout.
The process is the same as others mentioned here:
- Shop online at your favorite stores
- Access those stores through the BeFrugal shopping portal
- Complete your purchases via your portal access
- Earn your cashback
You can choose to get your cashback via PayPal, Venmo, check, Direct Deposit, or gift card. Eligible store sites include Amazon, Walmart, Target, Best Buy, Home Depot, and more.
Trustpilot score: 4.5 out of 5
I have to say that I’m a big fan of Ibotta. They make it so easy to earn
To date, they’ve paid out over 200 million dollars in cashback to users. Founder and CEO Bryan Leach wanted to create an easy way for smartphone users to earn cashback on purchases.
And he did! Ibotta is super simple to use. After you download the free Ibotta app, you just click on the app before you shop.
When the app loads, it lets you choose which store or stores you want to see deals from. When you click on the store(s) you’re going to be shopping at, all of the offers for that store pull up.
Ibotta has offers from all kinds of stores and retailers – over 300 of them, including:
- Target and Walmart
- Albertsons, Kroger and Food Giant
- Costco, Sam’s Club and Trader Joe’s
So, after you choose the store where you want to shop, you can view all current offers for that store.
Bonus: You can set your account to include only the stores you prefer.
Trustpilot score: 4.3 out of 5
9. Mr. Rebates
Mr. Rebates partners with over 3,000 stores to give you cashback.
Some partner stores include:
- Ace Hardware
- Darden Restaurants (i.e. Olive Garden)
As with other similar sites, it’s extremely important that you access, shop, and complete your order through the Mr. Rebates site.
If you leave the site during your shopping session, your cashback earnings may not be credited to your account.
Mr. Rebates will give you your earned cash via check, PayPal, or you can get a gift card from selected retailers.
Trustpilot score: 4.0 out of 5
Learn More: Mr. Rebates Review
RebatesMe has paid out over $30 million in cashback to shoppers. They’ll give you cashback of up to 55% on purchases at over 3,000 stores.
Like other sites mentioned here, you simply need to shop via your RebatesMe account portal to earn your discount.
Some of the stores that offer discounts:
- Walmart and Target
- Nike and Foot Locker
Bonus: they’ve got an impressive list of specialty stores for cashback on purchases too.
Once you’ve earned at least $10, you can request your cashback via PayPal, credit card or mailed check.
RebatesMe will give you a $5 sign up bonus if you earn at least $10 cashback during your first 365 days as a member.
In addition, you can earn referral bonuses of up to $10 each when you refer members who sign up and shop through RebatesMe.
Trustpilot score: 4.1 out of 5
Cash Back Site Comparison Table
|Capital One Shopping||4.7|
You’re going to shop anyway, even if it’s only for necessities. If you want to earn some extra cash while you shop, try using one (or more) of the sites above to earn money back on your purchases.
After all, why not take advantage of free money?